Acronyms. SMH.

Having been a private investigator in the Workers’ Compensation (WC) industry for almost 15 years, IMHO, I come across quite a bit of industry jargon – an alphabet soup of acronyms only trumped by the federal government.

If you’re new to the industry, or need a refresher, here’s a list of acronyms YSK:

AOE/COE	Arising Out Of Employment/In the Course Of Employment
AWW	Average Weekly Wage
BWC	Bureau of Workers’ Compensation
DOL/DOI/DOA	Date of Loss/Date of Injury/Date of Accident
EE	Employee
EMR/MOD RATE	Experience Modification Rate/Experience rate used in determining WC premiums
EOR	Employer of Record
FROI	First Report of Injury
IC	Industrial Commission
IME	Independent Medical Exam
IW	Injured Worker
LD	Light Duty
LT	Lost Time
MCO	Managed Care Organization
MDOS	Modified Duty Onsite
Med Only	Medical Claim Only, No Lost Work Time
MEDCO 14	Ohio’s specific Physician’s Report of Workability
MMI	Maximum Medical Improvement
NCM	Nurse Case Manager
PI	Private Investigator
POR	Physician of Record
PT	Physical Therapy
PTD	Permanent Total Disability
RTW	Return To Work
SI	Self Insured
SIU	Special Investigations Unit
STD	Short Term Disability
TPA	Third Party Administrator
TTD	Temporary Total Disability
Voc/Voc Rehab	Vocation Rehabilitation (training to do another job)
WC	Workers’ Compensation